SBA Loans for Cabinet IQ Franchises
Who actually funds Cabinet IQ SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024 to 2026.
Top lenders funding Cabinet IQ SBA loans
Ranked by number of Cabinet IQ 7(a) loans approved since 2024.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 11 | $2.6M | $240K |
| 2 | Magnifi Financial CU | 4 | $1.5M | $375K |
| 3 | United Community Bank | 2 | $415K | $208K |
| 4 | CRF Small Business Loan Company, LLC | 1 | $555K | $555K |
| 4 | Fulton Bank, National Association | 1 | $350K | $350K |
| 4 | American Bank of Commerce | 1 | $231K | $231K |
| 4 | Zions Bank, A Division of | 1 | $124K | $124K |
| 4 | Climate First Bank | 1 | $640K | $640K |
| 4 | Colony Bank | 1 | $518K | $518K |
Source: SBA FOIA 7(a) loan-level data, 2024 to 2026. Shows lenders with at least one approved Cabinet IQ loan in this period, ranked by loan count.
Cabinet IQ SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 7 | $2.3M | $325K |
| GA | 4 | $900K | $225K |
| TN | 3 | $740K | $247K |
| PA | 1 | $640K | $640K |
| VA | 1 | $555K | $555K |
| OR | 1 | $518K | $518K |
| AZ | 2 | $408K | $204K |
| NJ | 1 | $350K | $350K |
| FL | 1 | $307K | $307K |
| CO | 2 | $282K | $141K |
Cabinet IQ SBA loans by year
How Cabinet IQ SBA loans have performed
Outcomes for every funded Cabinet IQ 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Cabinet IQ franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Cabinet IQ deal to a lender currently funding this brand.
Financing a Cabinet IQ franchise?
We know which lenders are actively funding Cabinet IQ deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).