sbaloanshq
FranchisesJiffy Lube
SBA Franchise IDS0904✓ SBA-eligible franchise· listed since 2017

SBA Loans for Jiffy Lube Franchises

Who actually funds Jiffy Lube SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

19
SBA 7(a) loans
$30.4M
Total approved
$1.6M
Avg loan size
6
Lenders

Top lenders funding Jiffy Lube SBA loans

Ranked by number of Jiffy Lube 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Live Oak Banking Company11$19.4M$1.8M
222nd State Bank, A Division of 22nd State Banking Company2$1.2M$598K
2Idaho Central CU2$2.1M$1.0M
2Luminate Bank2$3.6M$1.8M
5Banc of California1$3.3M$3.3M
5The Bancorp Bank National Association1$802K$802K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Jiffy Lube loan in this period, ranked by loan count.

Jiffy Lube SBA loans by state

StateLoansTotal VolumeAvg Loan
CA7$11.9M$1.7M
IL5$11.0M$2.2M
AR2$3.8M$1.9M
ID2$2.1M$1.0M
FL2$1.2M$598K
TX1$450K$450K

Jiffy Lube SBA loans by year

FY2021
12
$22.5M
FY2022
3
$2.9M
FY2024
1
$802K
FY2025
1
$2.3M
FY2026
2
$2.0M

How to use this

The lenders above have actually closed SBA 7(a) loans for Jiffy Lube franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Jiffy Lube deal to a lender currently funding this brand.

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