SBA Loans for Jiffy Lube Franchises
Who actually funds Jiffy Lube SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Jiffy Lube SBA loans
Ranked by number of Jiffy Lube 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 12 | $19.6M | $1.6M |
| 2 | 22nd State Bank, A Division of 22nd State Banking Company | 2 | $1.2M | $598K |
| 2 | Idaho Central CU | 2 | $2.1M | $1.0M |
| 2 | Luminate Bank | 2 | $3.6M | $1.8M |
| 5 | Banc of California | 1 | $3.3M | $3.3M |
| 5 | The Bancorp Bank National Association | 1 | $802K | $802K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Jiffy Lube loan in this period, ranked by loan count.
Jiffy Lube SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 7 | $11.9M | $1.7M |
| IL | 5 | $11.0M | $2.2M |
| AR | 2 | $3.8M | $1.9M |
| ID | 2 | $2.1M | $1.0M |
| FL | 2 | $1.2M | $598K |
| TX | 1 | $450K | $450K |
| OR | 1 | $250K | $250K |
Jiffy Lube SBA loans by year
How Jiffy Lube SBA loans have performed
Outcomes for every funded Jiffy Lube 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Jiffy Lube franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Jiffy Lube deal to a lender currently funding this brand.
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