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FranchisesTierra Encantada
SBA Franchise IDS4177✓ SBA-eligible franchise· listed since 2019

SBA Loans for Tierra Encantada Franchises

Who actually funds Tierra Encantada SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

3
SBA 7(a) loans
$5.1M
Total approved
$1.7M
Avg loan size
2
Lenders

Top lenders funding Tierra Encantada SBA loans

Ranked by number of Tierra Encantada 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Northeast Bank2$3.0M$1.5M
2Stearns Bank National Association1$2.1M$2.1M

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Tierra Encantada loan in this period, ranked by loan count.

Tierra Encantada SBA loans by state

StateLoansTotal VolumeAvg Loan
MN2$3.0M$1.5M
TX1$2.1M$2.1M

Tierra Encantada SBA loans by year

FY2021
1
$653K
FY2025
1
$2.3M
FY2026
1
$2.1M
SBA lender notes for Tierra Encantadafrom the SBA Franchise Directory

1. Lender/CDC must ensure they secure the appropriate lien position on all collateral in accordance with SOP 50 10. 2. Franchisor may not record anything against SBA real estate collateral. 3. When the real estate where the franchise business is located will secure the SBA-guaranteed loan the Lease Rider may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Tierra Encantada franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Tierra Encantada deal to a lender currently funding this brand.

Financing a Tierra Encantada franchise?

We know which lenders are actively funding Tierra Encantada deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).