SBA Loans for Tierra Encantada Franchises
Who actually funds Tierra Encantada SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Tierra Encantada SBA loans
Ranked by number of Tierra Encantada 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Northeast Bank | 2 | $3.0M | $1.5M |
| 2 | OakStar Bank | 1 | $4.8M | $4.8M |
| 2 | Stearns Bank National Association | 1 | $2.1M | $2.1M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Tierra Encantada loan in this period, ranked by loan count.
Tierra Encantada SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| KS | 1 | $4.8M | $4.8M |
| MN | 2 | $3.0M | $1.5M |
| TX | 1 | $2.1M | $2.1M |
Tierra Encantada SBA loans by year
How Tierra Encantada SBA loans have performed
Outcomes for every funded Tierra Encantada 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Tierra Encantadafrom the SBA Franchise Directory
1. Lender/CDC must ensure they secure the appropriate lien position on all collateral in accordance with SOP 50 10. 2. Franchisor may not record anything against SBA real estate collateral. 3. When the real estate where the franchise business is located will secure the SBA-guaranteed loan the Lease Rider may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Tierra Encantada franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Tierra Encantada deal to a lender currently funding this brand.
Financing a Tierra Encantada franchise?
We know which lenders are actively funding Tierra Encantada deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).