SBA Loans for Ice Cold Air Franchises
Who actually funds Ice Cold Air SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2026.
Top lenders funding Ice Cold Air SBA loans
Ranked by number of Ice Cold Air 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | BayFirst National Bank | 2 | $300K | $150K |
| 2 | Live Oak Banking Company | 1 | $1.0M | $1.0M |
| 2 | The Bank of Tampa | 1 | $2.2M | $2.2M |
Source: SBA FOIA 7(a) loan-level data, 2023 to 2026. Shows lenders with at least one approved Ice Cold Air loan in this period, ranked by loan count.
Ice Cold Air SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 4 | $3.5M | $875K |
Ice Cold Air SBA loans by year
How Ice Cold Air SBA loans have performed
Outcomes for every funded Ice Cold Air 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Ice Cold Airfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Shop Lease Rider may not be executed. 2. The Affiliated Landlord Lease Document may not be used for SBA loans where the structure is EPC/OC
How to use this
The lenders above have actually closed SBA 7(a) loans for Ice Cold Air franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Ice Cold Air deal to a lender currently funding this brand.
Financing a Ice Cold Air franchise?
We know which lenders are actively funding Ice Cold Air deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).