SBA Loans for 1-800-Radiator & A/C Franchises
Who actually funds 1-800-Radiator & A/C SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2024.
Top lenders funding 1-800-Radiator & A/C SBA loans
Ranked by number of 1-800-Radiator & A/C 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Newtek Small Business Finance, Inc. | 2 | $1.0M | $502K |
| 1 | U.S. Bank, National Association | 2 | $3.3M | $1.7M |
| 3 | Gulf Coast Bank and Trust Company | 1 | $606K | $606K |
| 3 | BankOrion | 1 | $222K | $222K |
| 3 | PNC Bank, National Association | 1 | $500K | $500K |
| 3 | The Bancorp Bank National Association | 1 | $1.0M | $1.0M |
| 3 | Civista Bank | 1 | $750K | $750K |
Source: SBA FOIA 7(a) loan-level data, 2021–2024. Shows lenders with at least one approved 1-800-Radiator & A/C loan in this period, ranked by loan count.
1-800-Radiator & A/C SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 2 | $3.3M | $1.7M |
| OH | 1 | $1.0M | $1.0M |
| TX | 2 | $1.0M | $502K |
| IN | 1 | $750K | $750K |
| NC | 1 | $606K | $606K |
| NY | 1 | $500K | $500K |
| IA | 1 | $222K | $222K |
1-800-Radiator & A/C SBA loans by year
SBA lender notes for 1-800-Radiator & A/Cfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum may not be executed. 2. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for 1-800-Radiator & A/C franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your 1-800-Radiator & A/C deal to a lender currently funding this brand.
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