SBA Loans for LINE-X Franchises
Who actually funds LINE-X SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding LINE-X SBA loans
Ranked by number of LINE-X 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 5 | $5.6M | $1.1M |
| 2 | Simmons Bank | 2 | $899K | $449K |
| 2 | SouthState Bank, National Association | 2 | $1.3M | $626K |
| 2 | The Huntington National Bank | 2 | $794K | $397K |
| 5 | First Federal Bank | 1 | $1.3M | $1.3M |
| 5 | First National Bank of Pennsylvania | 1 | $510K | $510K |
| 5 | FNB Bank, Inc. | 1 | $75K | $75K |
| 5 | German American Bank | 1 | $101K | $101K |
| 5 | SNB Bank National Association | 1 | $722K | $722K |
| 5 | SouthStar Bank, S.S.B. | 1 | $267K | $267K |
| 5 | Bank of the Pacific | 1 | $150K | $150K |
| 5 | Union Bank | 1 | $30K | $30K |
| 5 | Bar Harbor Bank & Trust | 1 | $20K | $20K |
| 5 | Busey Bank | 1 | $1.5M | $1.5M |
| 5 | Clear Lake Bank & Trust Company | 1 | $220K | $220K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved LINE-X loan in this period, ranked by loan count.
LINE-X SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 3 | $3.7M | $1.2M |
| NH | 3 | $3.6M | $1.2M |
| AZ | 3 | $1.4M | $458K |
| TX | 2 | $989K | $495K |
| MS | 2 | $794K | $397K |
| IN | 2 | $661K | $331K |
| KS | 1 | $553K | $553K |
| SC | 1 | $510K | $510K |
| MO | 1 | $435K | $435K |
| AR | 1 | $345K | $345K |
| IA | 1 | $220K | $220K |
| WA | 1 | $150K | $150K |
| KY | 1 | $75K | $75K |
LINE-X SBA loans by year
How LINE-X SBA loans have performed
Outcomes for every funded LINE-X 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for LINE-Xfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Franchise Addendum to Lease Agreement may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for LINE-X franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your LINE-X deal to a lender currently funding this brand.
Financing a LINE-X franchise?
We know which lenders are actively funding LINE-X deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).