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FranchisesTwo Men and a Truck
SBA Franchise IDS1822✓ SBA-eligible franchise· listed since 2017

SBA Loans for Two Men and a Truck Franchises

Who actually funds Two Men and a Truck SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

51
SBA 7(a) loans
$41.9M
Total approved
$821K
Avg loan size
19
Lenders

Top lenders funding Two Men and a Truck SBA loans

Ranked by number of Two Men and a Truck 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank8$3.3M$409K
2Stock Yards Bank & Trust Company6$7.1M$1.2M
2SouthState Bank, National Association6$12.0M$2.0M
2First Bank of the Lake6$2.4M$401K
5Regions Bank4$2.4M$593K
6Associated Bank, National Association3$2.3M$756K
6Minnwest Bank3$1.4M$477K
6U.S. Bank, National Association3$3.4M$1.1M
9Live Oak Banking Company2$4.3M$2.1M
10State Bank of Southern Utah1$50K$50K
10Wilson Bank & Trust1$621K$621K
10BayFirst National Bank1$350K$350K
10Citizens Bank1$350K$350K
10Fifth Third Bank1$100K$100K
10First Reliance Bank1$160K$160K
10JPMorgan Chase Bank, National Association1$240K$240K
10Peoples Bank1$748K$748K
10Pinnacle Bank1$627K$627K
10PNC Bank, National Association1$50K$50K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Two Men and a Truck loan in this period, ranked by loan count.

Two Men and a Truck SBA loans by state

StateLoansTotal VolumeAvg Loan
TX8$11.1M$1.4M
IL7$9.8M$1.4M
CA10$3.9M$394K
KY3$3.7M$1.2M
CO2$2.6M$1.3M
OH5$2.5M$498K
AR3$2.0M$674K
CT1$1.6M$1.6M
MN3$1.4M$477K
FL1$1.1M$1.1M
GA2$750K$375K
TN1$621K$621K
IN1$240K$240K
SC1$160K$160K
PA1$150K$150K
MI1$150K$150K

Two Men and a Truck SBA loans by year

FY2021
9
$7.7M
FY2022
11
$13.2M
FY2023
8
$3.5M
FY2024
10
$10.8M
FY2025
7
$2.8M
FY2026
6
$3.8M

How to use this

The lenders above have actually closed SBA 7(a) loans for Two Men and a Truck franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Two Men and a Truck deal to a lender currently funding this brand.

Financing a Two Men and a Truck franchise?

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