SBA Loans for The Ten Spot Franchises
Who actually funds The Ten Spot SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2024.
Top lenders funding The Ten Spot SBA loans
Ranked by number of The Ten Spot 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Hancock Whitney Bank | 2 | $900K | $450K |
| 1 | The Huntington National Bank | 2 | $645K | $323K |
| 3 | Adams Bank & Trust | 1 | $275K | $275K |
| 3 | Ameris Bank | 1 | $414K | $414K |
| 3 | Georgia Banking Company | 1 | $288K | $288K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2024. Shows lenders with at least one approved The Ten Spot loan in this period, ranked by loan count.
The Ten Spot SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MS | 2 | $900K | $450K |
| TX | 2 | $645K | $323K |
| NY | 1 | $414K | $414K |
| GA | 1 | $288K | $288K |
| CO | 1 | $275K | $275K |
The Ten Spot SBA loans by year
How The Ten Spot SBA loans have performed
Outcomes for every funded The Ten Spot 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for The Ten Spot franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your The Ten Spot deal to a lender currently funding this brand.
Financing a The Ten Spot franchise?
We know which lenders are actively funding The Ten Spot deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).