SBA Loans for System4 Franchises
Who actually funds System4 SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding System4 SBA loans
Ranked by number of System4 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Citizens Bank | 5 | $2.0M | $409K |
| 2 | Webster Bank National Association | 4 | $6.0M | $1.5M |
| 3 | The Huntington National Bank | 2 | $2.0M | $1.0M |
| 4 | HomeTrust Bank | 1 | $2.1M | $2.1M |
| 4 | Newtek Small Business Finance, Inc. | 1 | $1.1M | $1.1M |
| 4 | Stearns Bank National Association | 1 | $200K | $200K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved System4 loan in this period, ranked by loan count.
System4 SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| RI | 4 | $6.0M | $1.5M |
| CO | 1 | $2.1M | $2.1M |
| AZ | 2 | $2.0M | $1.0M |
| KY | 1 | $1.1M | $1.1M |
| TX | 2 | $970K | $485K |
| FL | 3 | $795K | $265K |
| PA | 1 | $481K | $481K |
System4 SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for System4 franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your System4 deal to a lender currently funding this brand.
Financing a System4 franchise?
We know which lenders are actively funding System4 deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).