SBA Loans for Orange Theory Fitness Franchises
Who actually funds Orange Theory Fitness SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Orange Theory Fitness SBA loans
Ranked by number of Orange Theory Fitness 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 16 | $32.0M | $2.0M |
| 2 | Readycap Lending, LLC | 4 | $5.4M | $1.3M |
| 2 | Bank of America, National Association | 4 | $1.9M | $466K |
| 4 | Wilmington Savings Fund Society FSB | 3 | $3.4M | $1.1M |
| 5 | Zions Bank, A Division of | 2 | $2.3M | $1.1M |
| 5 | BayFirst National Bank | 2 | $581K | $290K |
| 5 | First Business Bank | 2 | $2.3M | $1.1M |
| 5 | MI Bank | 2 | $800K | $400K |
| 5 | Needham Bank | 2 | $2.0M | $1.0M |
| 5 | Northwest Bank | 2 | $2.4M | $1.2M |
| 5 | The Huntington National Bank | 2 | $228K | $114K |
| 12 | Mountain America FCU | 1 | $319K | $319K |
| 12 | Truist Bank | 1 | $1.6M | $1.6M |
| 12 | New York Business Development Corporation | 1 | $590K | $590K |
| 12 | North Valley Bank | 1 | $253K | $253K |
| 12 | Byline Bank | 1 | $243K | $243K |
| 12 | Paradise Bank | 1 | $1.1M | $1.1M |
| 12 | Pinnacle Bank | 1 | $2.3M | $2.3M |
| 12 | Colony Bank | 1 | $897K | $897K |
| 12 | Telhio Credit Union Inc | 1 | $150K | $150K |
| 12 | Emprise Bank | 1 | $918K | $918K |
| 12 | The Bancorp Bank National Association | 1 | $874K | $874K |
| 12 | JPMorgan Chase Bank, National Association | 1 | $587K | $587K |
| 12 | ConnectOne Bank | 1 | $1.0M | $1.0M |
| 12 | Bank Five Nine | 1 | $263K | $263K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Orange Theory Fitness loan in this period, ranked by loan count.
Orange Theory Fitness SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MI | 6 | $5.5M | $923K |
| WA | 1 | $5.0M | $5.0M |
| NJ | 7 | $4.8M | $679K |
| FL | 3 | $4.7M | $1.6M |
| NY | 2 | $4.7M | $2.4M |
| AZ | 3 | $4.3M | $1.4M |
| OH | 4 | $3.7M | $918K |
| MN | 1 | $3.5M | $3.5M |
| CA | 4 | $2.8M | $693K |
| NH | 1 | $2.6M | $2.6M |
| CO | 2 | $2.4M | $1.2M |
| MA | 3 | $2.4M | $810K |
| TN | 1 | $2.3M | $2.3M |
| TX | 2 | $2.1M | $1.0M |
| KY | 1 | $1.9M | $1.9M |
Orange Theory Fitness SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Orange Theory Fitness franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Orange Theory Fitness deal to a lender currently funding this brand.
Financing a Orange Theory Fitness franchise?
We know which lenders are actively funding Orange Theory Fitness deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).