SBA Loans for Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream Franchises
Who actually funds Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2024.
Top lenders funding Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream SBA loans
Ranked by number of Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Harvest Small Business Finance, LLC | 2 | $876K | $438K |
| 1 | The Huntington National Bank | 2 | $272K | $136K |
| 3 | Georgia's Own Credit Union | 1 | $180K | $180K |
| 3 | Needham Bank | 1 | $275K | $275K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2024. Shows lenders with at least one approved Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream loan in this period, ranked by loan count.
Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 2 | $876K | $438K |
| MA | 1 | $275K | $275K |
| CO | 2 | $272K | $136K |
| GA | 1 | $180K | $180K |
Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream SBA loans by year
How Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream SBA loans have performed
Outcomes for every funded Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub Zero Ice Cream deal to a lender currently funding this brand.
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