SBA Loans for Shack Shine Franchises
Who actually funds Shack Shine SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2024.
Top lenders funding Shack Shine SBA loans
Ranked by number of Shack Shine 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Old National Bank | 2 | $560K | $280K |
| 1 | The Huntington National Bank | 2 | $213K | $107K |
| 1 | United Midwest Savings Bank National Association | 2 | $300K | $150K |
| 4 | BayFirst National Bank | 1 | $150K | $150K |
| 4 | Republic Bank & Trust Company | 1 | $469K | $469K |
Source: SBA FOIA 7(a) loan-level data, 2021–2024. Shows lenders with at least one approved Shack Shine loan in this period, ranked by loan count.
Shack Shine SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 2 | $619K | $309K |
| IL | 2 | $560K | $280K |
| CO | 2 | $213K | $107K |
| TX | 1 | $150K | $150K |
| VA | 1 | $150K | $150K |
Shack Shine SBA loans by year
SBA lender notes for Shack Shinefrom the SBA Franchise Directory
Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Shack Shine franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Shack Shine deal to a lender currently funding this brand.
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