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Franchises›Qdoba Restaurant Corporation
SBA Franchise IDS1370✓ SBA-eligible franchise· listed since 2017

SBA Loans for Qdoba Restaurant Corporation Franchises

Who actually funds Qdoba Restaurant Corporation SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.

15
SBA 7(a) loans
$13.0M
Total approved
$868K
Avg loan size
12
Lenders

Top lenders funding Qdoba Restaurant Corporation SBA loans

Ranked by number of Qdoba Restaurant Corporation 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The State Bank and Trust Company2$741K$370K
1Emprise Bank2$1.3M$667K
1Manufacturers and Traders Trust Company2$622K$311K
4First Bank of the Lake1$1.2M$1.2M
4Lake Michigan CU1$844K$844K
4Live Oak Banking Company1$990K$990K
4Capital One National Association1$1.4M$1.4M
4Pioneer Bank & Trust1$2.2M$2.2M
4Republic Bank & Trust Company1$900K$900K
4SouthState Bank, National Association1$1.1M$1.1M
4ConnectOne Bank1$920K$920K
4Stock Yards Bank & Trust Company1$855K$855K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Qdoba Restaurant Corporation loan in this period, ranked by loan count.

Qdoba Restaurant Corporation SBA loans by state

StateLoansTotal VolumeAvg Loan
AL2$2.3M$1.1M
FL2$2.2M$1.1M
WY1$2.2M$2.2M
IN3$1.6M$532K
NE2$1.3M$667K
GA1$990K$990K
ID1$920K$920K
KY1$900K$900K
MD2$622K$311K

Qdoba Restaurant Corporation SBA loans by year

FY2021
4
$1.7M
FY2022
4
$4.3M
FY2024
2
$2.5M
FY2025
5
$4.5M

How Qdoba Restaurant Corporation SBA loans have performed

Outcomes for every funded Qdoba Restaurant Corporation 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 12
0.0% · SBA paid out on the guaranty
Charged off
0 of 12
0.0% · Written off (part of defaulted)
Paid in full
4 of 12
33.3% · Loan fully repaid
Still active
8 of 12
66.7% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Qdoba Restaurant Corporation franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Qdoba Restaurant Corporation deal to a lender currently funding this brand.

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