SBA Loans for Potbelly Sandwich Shop Franchises
Who actually funds Potbelly Sandwich Shop SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024 to 2026.
Top lenders funding Potbelly Sandwich Shop SBA loans
Ranked by number of Potbelly Sandwich Shop 7(a) loans approved since 2024.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 10 | $5.7M | $572K |
| 2 | The Fidelity Bank | 2 | $1.3M | $633K |
| 2 | Cogent Bank | 2 | $1.9M | $927K |
| 4 | Fulton Bank, National Association | 1 | $1.0M | $1.0M |
| 4 | HomeTrust Bank | 1 | $1.1M | $1.1M |
| 4 | Blue Sky Bank | 1 | $712K | $712K |
| 4 | Truliant FCU | 1 | $994K | $994K |
| 4 | Citizens Bank | 1 | $627K | $627K |
| 4 | ConnectOne Bank | 1 | $784K | $784K |
Source: SBA FOIA 7(a) loan-level data, 2024 to 2026. Shows lenders with at least one approved Potbelly Sandwich Shop loan in this period, ranked by loan count.
Potbelly Sandwich Shop SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 6 | $3.9M | $643K |
| FL | 3 | $2.5M | $827K |
| NC | 3 | $2.4M | $794K |
| VA | 4 | $1.9M | $465K |
| DE | 1 | $1.0M | $1.0M |
| MO | 1 | $994K | $994K |
| WI | 1 | $784K | $784K |
| OK | 1 | $712K | $712K |
Potbelly Sandwich Shop SBA loans by year
How Potbelly Sandwich Shop SBA loans have performed
Outcomes for every funded Potbelly Sandwich Shop 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Potbelly Sandwich Shop franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Potbelly Sandwich Shop deal to a lender currently funding this brand.
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