SBA Loans for Philly Pretzel Factory Franchises
Who actually funds Philly Pretzel Factory SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Philly Pretzel Factory SBA loans
Ranked by number of Philly Pretzel Factory 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 5 | $999K | $200K |
| 2 | Citizens Bank | 2 | $713K | $356K |
| 2 | First Bank of the Lake | 2 | $669K | $335K |
| 2 | Firstrust Savings Bank | 2 | $1.3M | $628K |
| 2 | Hanover Community Bank | 2 | $500K | $250K |
| 2 | Magnifi Financial CU | 2 | $675K | $338K |
| 7 | Encore Bank | 1 | $476K | $476K |
| 7 | Truliant FCU | 1 | $366K | $366K |
| 7 | Newtek Bank, National Association | 1 | $250K | $250K |
| 7 | Enterprise Bank | 1 | $45K | $45K |
| 7 | Fidelity Deposit and Discount Bank | 1 | $150K | $150K |
| 7 | Somerset Regal Bank | 1 | $130K | $130K |
| 7 | TD Bank, National Association | 1 | $25K | $25K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Philly Pretzel Factory loan in this period, ranked by loan count.
Philly Pretzel Factory SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| PA | 11 | $3.3M | $298K |
| FL | 4 | $1.2M | $305K |
| NJ | 2 | $496K | $248K |
| MA | 2 | $400K | $200K |
| SC | 1 | $350K | $350K |
| DE | 1 | $258K | $258K |
| NC | 1 | $250K | $250K |
Philly Pretzel Factory SBA loans by year
How Philly Pretzel Factory SBA loans have performed
Outcomes for every funded Philly Pretzel Factory 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Philly Pretzel Factoryfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease and Consent and Agreement of Lessor may not be executed. 2. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Philly Pretzel Factory franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Philly Pretzel Factory deal to a lender currently funding this brand.
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