SBA Loans for Once Upon A Child Franchises
Who actually funds Once Upon A Child SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Once Upon A Child SBA loans
Ranked by number of Once Upon A Child 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 9 | $1.6M | $176K |
| 1 | First Bank of the Lake | 9 | $3.7M | $406K |
| 3 | Live Oak Banking Company | 6 | $1.9M | $320K |
| 4 | Enterprise Bank | 4 | $1.4M | $361K |
| 5 | U.S. Bank, National Association | 3 | $1.2M | $392K |
| 5 | Newtek Bank, National Association | 3 | $550K | $183K |
| 7 | TowneBank | 2 | $627K | $313K |
| 7 | Magnifi Financial CU | 2 | $768K | $384K |
| 7 | Bank Five Nine | 2 | $897K | $449K |
| 7 | Idaho Central CU | 2 | $175K | $88K |
| 7 | United Community Bank | 2 | $325K | $163K |
| 7 | Citizens Bank | 2 | $1.5M | $744K |
| 13 | First Resource Bank | 1 | $300K | $300K |
| 13 | Gesa CU | 1 | $377K | $377K |
| 13 | Merchants Bank of Indiana | 1 | $379K | $379K |
| 13 | Old National Bank | 1 | $345K | $345K |
| 13 | Platinum Bank | 1 | $427K | $427K |
| 13 | Readycap Lending, LLC | 1 | $205K | $205K |
| 13 | River City Bank | 1 | $400K | $400K |
| 13 | Simmons Bank | 1 | $234K | $234K |
| 13 | Southern Bancorp Bank | 1 | $680K | $680K |
| 13 | The Bancorp Bank National Association | 1 | $349K | $349K |
| 13 | The Paducah Bank and Trust Company | 1 | $106K | $106K |
| 13 | VelocitySBA, LLC | 1 | $705K | $705K |
| 13 | Wallis Bank | 1 | $292K | $292K |
| 13 | American Bank of Freedom | 1 | $1.5M | $1.5M |
| 13 | Western Bank | 1 | $640K | $640K |
| 13 | Bank of Sun Prairie | 1 | $383K | $383K |
| 13 | Celtic Bank Corporation | 1 | $305K | $305K |
| 13 | CenTrust Bank, A Division of SmartBiz Bank National Association | 1 | $275K | $275K |
| 13 | Charter Bank | 1 | $1.0M | $1.0M |
| 13 | Colony Bank | 1 | $100K | $100K |
| 13 | Falcon National Bank | 1 | $339K | $339K |
| 13 | FFB Bank | 1 | $321K | $321K |
| 13 | Fifth Third Bank | 1 | $250K | $250K |
| 13 | First Bank | 1 | $651K | $651K |
| 13 | First Internet Bank of Indiana | 1 | $486K | $486K |
| 13 | First Merchants Bank | 1 | $534K | $534K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Once Upon A Child loan in this period, ranked by loan count.
Once Upon A Child SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| PA | 7 | $2.6M | $368K |
| TX | 7 | $2.4M | $341K |
| MO | 2 | $1.8M | $908K |
| NC | 5 | $1.8M | $361K |
| MN | 5 | $1.8M | $356K |
| AZ | 3 | $1.4M | $480K |
| WI | 3 | $1.3M | $427K |
| FL | 3 | $1.1M | $374K |
| LA | 1 | $1.0M | $1.0M |
| GA | 3 | $1.0M | $347K |
| IA | 1 | $1.0M | $1.0M |
| CA | 3 | $901K | $300K |
| OH | 5 | $805K | $161K |
| SC | 2 | $777K | $389K |
| MS | 1 | $680K | $680K |
Once Upon A Child SBA loans by year
How Once Upon A Child SBA loans have performed
Outcomes for every funded Once Upon A Child 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Once Upon A Child franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Once Upon A Child deal to a lender currently funding this brand.
Financing a Once Upon A Child franchise?
We know which lenders are actively funding Once Upon A Child deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).