SBA Loans for Once Upon A Child Franchises
Who actually funds Once Upon A Child SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Once Upon A Child SBA loans
Ranked by number of Once Upon A Child 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 9 | $1.6M | $176K |
| 1 | First Bank of the Lake | 9 | $3.7M | $406K |
| 3 | Live Oak Banking Company | 6 | $1.9M | $320K |
| 4 | Enterprise Bank | 4 | $1.4M | $361K |
| 5 | U.S. Bank, National Association | 3 | $1.2M | $392K |
| 5 | Newtek Bank, National Association | 3 | $550K | $183K |
| 7 | TowneBank | 2 | $627K | $313K |
| 7 | Magnifi Financial CU | 2 | $768K | $384K |
| 7 | Bank Five Nine | 2 | $897K | $449K |
| 7 | Idaho Central CU | 2 | $175K | $88K |
| 7 | United Community Bank | 2 | $325K | $163K |
| 7 | Citizens Bank | 2 | $1.5M | $744K |
| 13 | First Resource Bank | 1 | $300K | $300K |
| 13 | Gesa CU | 1 | $377K | $377K |
| 13 | Merchants Bank of Indiana | 1 | $379K | $379K |
| 13 | Old National Bank | 1 | $345K | $345K |
| 13 | Platinum Bank | 1 | $427K | $427K |
| 13 | Readycap Lending, LLC | 1 | $205K | $205K |
| 13 | River City Bank | 1 | $400K | $400K |
| 13 | Simmons Bank | 1 | $234K | $234K |
| 13 | Southern Bancorp Bank | 1 | $680K | $680K |
| 13 | The Bancorp Bank National Association | 1 | $349K | $349K |
| 13 | The Paducah Bank and Trust Company | 1 | $106K | $106K |
| 13 | VelocitySBA, LLC | 1 | $705K | $705K |
| 13 | Wallis Bank | 1 | $292K | $292K |
| 13 | American Bank of Freedom | 1 | $1.5M | $1.5M |
| 13 | Western Bank | 1 | $640K | $640K |
| 13 | Bank of Sun Prairie | 1 | $383K | $383K |
| 13 | Celtic Bank Corporation | 1 | $305K | $305K |
| 13 | CenTrust Bank, A Division of SmartBiz Bank National Association | 1 | $275K | $275K |
| 13 | Charter Bank | 1 | $1.0M | $1.0M |
| 13 | Colony Bank | 1 | $100K | $100K |
| 13 | Falcon National Bank | 1 | $339K | $339K |
| 13 | FFB Bank | 1 | $321K | $321K |
| 13 | Fifth Third Bank | 1 | $250K | $250K |
| 13 | First Bank | 1 | $651K | $651K |
| 13 | First Internet Bank of Indiana | 1 | $486K | $486K |
| 13 | First Merchants Bank | 1 | $534K | $534K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Once Upon A Child loan in this period, ranked by loan count.
Once Upon A Child SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| PA | 7 | $2.6M | $368K |
| TX | 7 | $2.4M | $341K |
| MO | 2 | $1.8M | $908K |
| NC | 5 | $1.8M | $361K |
| MN | 5 | $1.8M | $356K |
| AZ | 3 | $1.4M | $480K |
| WI | 3 | $1.3M | $427K |
| FL | 3 | $1.1M | $374K |
| LA | 1 | $1.0M | $1.0M |
| GA | 3 | $1.0M | $347K |
| IA | 1 | $1.0M | $1.0M |
| CA | 3 | $901K | $300K |
| OH | 5 | $805K | $161K |
| SC | 2 | $777K | $389K |
| MS | 1 | $680K | $680K |
Once Upon A Child SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Once Upon A Child franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Once Upon A Child deal to a lender currently funding this brand.
Financing a Once Upon A Child franchise?
We know which lenders are actively funding Once Upon A Child deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).