SBA Loans for Uptown Cheapskate Franchises
Who actually funds Uptown Cheapskate SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Uptown Cheapskate SBA loans
Ranked by number of Uptown Cheapskate 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 20 | $13.1M | $654K |
| 2 | Citizens Bank | 17 | $8.5M | $498K |
| 3 | KeyBank National Association | 14 | $6.3M | $451K |
| 4 | The Huntington National Bank | 4 | $878K | $219K |
| 5 | JPMorgan Chase Bank, National Association | 1 | $419K | $419K |
| 5 | 1st Source Bank | 1 | $694K | $694K |
| 5 | Meadows Bank | 1 | $500K | $500K |
| 5 | Republic Bank & Trust Company | 1 | $393K | $393K |
| 5 | SouthState Bank, National Association | 1 | $381K | $381K |
| 5 | Stellar Bank | 1 | $710K | $710K |
| 5 | United Community Bank | 1 | $441K | $441K |
| 5 | Live Oak Banking Company | 1 | $1.7M | $1.7M |
| 5 | b1BANK | 1 | $1.7M | $1.7M |
| 5 | BancFirst | 1 | $300K | $300K |
| 5 | First Bank of the Lake | 1 | $905K | $905K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Uptown Cheapskate loan in this period, ranked by loan count.
Uptown Cheapskate SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 19 | $12.1M | $639K |
| UT | 4 | $3.4M | $839K |
| MI | 6 | $2.8M | $466K |
| SC | 5 | $2.7M | $549K |
| AZ | 3 | $2.1M | $711K |
| VA | 6 | $1.9M | $311K |
| GA | 3 | $1.4M | $480K |
| OH | 2 | $1.4M | $685K |
| FL | 2 | $1.3M | $659K |
| NC | 2 | $1.0M | $524K |
| CA | 2 | $896K | $448K |
| TN | 1 | $763K | $763K |
| PA | 1 | $711K | $711K |
| IN | 1 | $694K | $694K |
| MN | 1 | $634K | $634K |
Uptown Cheapskate SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Uptown Cheapskate franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Uptown Cheapskate deal to a lender currently funding this brand.
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