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Franchises›KolacheFactory
SBA Franchise IDS0956✓ SBA-eligible franchise· listed since 2017

SBA Loans for KolacheFactory Franchises

Who actually funds KolacheFactory SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

8
SBA 7(a) loans
$4.0M
Total approved
$503K
Avg loan size
7
Lenders

Top lenders funding KolacheFactory SBA loans

Ranked by number of KolacheFactory 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Bank of Hope2$486K$243K
2California Business Bank1$598K$598K
2Global One Bank1$276K$276K
2Lone Star Bank1$400K$400K
2PromiseOne Bank1$650K$650K
2Texas First Bank1$809K$809K
2The Huntington National Bank1$808K$808K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved KolacheFactory loan in this period, ranked by loan count.

KolacheFactory SBA loans by state

StateLoansTotal VolumeAvg Loan
TX7$3.4M$490K
CA1$598K$598K

KolacheFactory SBA loans by year

FY2021
2
$1.2M
FY2022
4
$1.7M
FY2025
1
$276K
FY2026
1
$809K

How KolacheFactory SBA loans have performed

Outcomes for every funded KolacheFactory 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 12
0.0% · SBA paid out on the guaranty
Charged off
0 of 12
0.0% · Written off (part of defaulted)
Paid in full
5 of 12
41.7% · Loan fully repaid
Still active
7 of 12
58.3% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for KolacheFactory franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your KolacheFactory deal to a lender currently funding this brand.

Financing a KolacheFactory franchise?

We know which lenders are actively funding KolacheFactory deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).