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Franchises›Happy Cat Hotel & Spa
SBA Franchise IDS5931✓ SBA-eligible franchise· listed since 2020

SBA Loans for Happy Cat Hotel & Spa Franchises

Who actually funds Happy Cat Hotel & Spa SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2026.

16
SBA 7(a) loans
$4.0M
Total approved
$253K
Avg loan size
2
Lenders

Top lenders funding Happy Cat Hotel & Spa SBA loans

Ranked by number of Happy Cat Hotel & Spa 7(a) loans approved since 2023.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank15$3.5M$236K
2Climate First Bank1$500K$500K

Source: SBA FOIA 7(a) loan-level data, 2023 to 2026. Shows lenders with at least one approved Happy Cat Hotel & Spa loan in this period, ranked by loan count.

Happy Cat Hotel & Spa SBA loans by state

StateLoansTotal VolumeAvg Loan
NM4$982K$245K
MO3$962K$321K
VA2$642K$321K
GA3$598K$199K
NJ2$440K$220K
NY2$419K$209K

Happy Cat Hotel & Spa SBA loans by year

FY2023
4
$977K
FY2024
5
$1.0M
FY2025
5
$1.6M
FY2026
2
$462K

How Happy Cat Hotel & Spa SBA loans have performed

Outcomes for every funded Happy Cat Hotel & Spa 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 10
0.0% · SBA paid out on the guaranty
Charged off
0 of 10
0.0% · Written off (part of defaulted)
Paid in full
1 of 10
10.0% · Loan fully repaid
Still active
9 of 10
90.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Happy Cat Hotel & Spafrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Conditional Assignment of Lease Agreement and the Lease Rider, may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Happy Cat Hotel & Spa franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Happy Cat Hotel & Spa deal to a lender currently funding this brand.

Financing a Happy Cat Hotel & Spa franchise?

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