SBA Loans for Gold's Gym Franchises
Who actually funds Gold's Gym SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024 to 2026.
Top lenders funding Gold's Gym SBA loans
Ranked by number of Gold's Gym 7(a) loans approved since 2024.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Pathward National Association | 1 | $1.7M | $1.7M |
| 1 | Readycap Lending, LLC | 1 | $2.0M | $2.0M |
| 1 | West Coast Community Bank | 1 | $800K | $800K |
Source: SBA FOIA 7(a) loan-level data, 2024 to 2026. Shows lenders with at least one approved Gold's Gym loan in this period, ranked by loan count.
Gold's Gym SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| GA | 1 | $2.0M | $2.0M |
| NJ | 1 | $1.7M | $1.7M |
| CA | 1 | $800K | $800K |
Gold's Gym SBA loans by year
How Gold's Gym SBA loans have performed
Outcomes for every funded Gold's Gym 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Gold's Gymfrom the SBA Franchise Directory
Franchisor may not enforce a Purchase Option on Real Estate owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA loan.
How to use this
The lenders above have actually closed SBA 7(a) loans for Gold's Gym franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Gold's Gym deal to a lender currently funding this brand.
Financing a Gold's Gym franchise?
We know which lenders are actively funding Gold's Gym deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).