SBA Loans for Stretch Lab Franchises
Who actually funds Stretch Lab SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Stretch Lab SBA loans
Ranked by number of Stretch Lab 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 49 | $8.5M | $174K |
| 2 | Five Star Bank | 6 | $2.0M | $332K |
| 3 | Manufacturers and Traders Trust Company | 4 | $347K | $87K |
| 4 | United Community Bank | 3 | $907K | $302K |
| 4 | The Bancorp Bank National Association | 3 | $864K | $288K |
| 4 | Dime Community Bank | 3 | $907K | $302K |
| 4 | National Bank of Commerce | 3 | $1.2M | $408K |
| 8 | Ameris Bank | 2 | $865K | $432K |
| 8 | Citizens Bank | 2 | $512K | $256K |
| 8 | Community Banks of Colorado, A Division of NBH Bank | 2 | $592K | $296K |
| 8 | FFB Bank | 2 | $695K | $348K |
| 8 | First Bank of the Lake | 2 | $993K | $497K |
| 8 | General Electric Credit Union | 2 | $180K | $90K |
| 8 | Horizon Bank SSB | 2 | $553K | $277K |
| 8 | Live Oak Banking Company | 2 | $1.1M | $575K |
| 8 | Readycap Lending, LLC | 2 | $380K | $190K |
| 8 | SouthState Bank, National Association | 2 | $955K | $477K |
| 8 | The Bank of Houston | 2 | $605K | $303K |
| 8 | U.S. Bank, National Association | 2 | $445K | $223K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Stretch Lab loan in this period, ranked by loan count.
Stretch Lab SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 15 | $3.7M | $244K |
| NY | 12 | $3.4M | $282K |
| TX | 10 | $3.4M | $336K |
| VA | 7 | $2.2M | $309K |
| OH | 12 | $2.0M | $167K |
| IL | 7 | $1.8M | $256K |
| CO | 6 | $1.7M | $276K |
| IN | 8 | $1.5M | $188K |
| MI | 8 | $1.3M | $159K |
| NC | 2 | $1.0M | $508K |
| MD | 2 | $949K | $475K |
| NJ | 6 | $928K | $155K |
| CT | 3 | $774K | $258K |
| FL | 3 | $737K | $246K |
| PA | 3 | $536K | $179K |
Stretch Lab SBA loans by year
SBA lender notes for Stretch Labfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease may not be executed. 2. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Stretch Lab franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Stretch Lab deal to a lender currently funding this brand.
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