SBA Loans for Cousins Subs Franchises
Who actually funds Cousins Subs SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2021.
Top lenders funding Cousins Subs SBA loans
Ranked by number of Cousins Subs 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | BMO Bank National Association | 2 | $687K | $343K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2021. Shows lenders with at least one approved Cousins Subs loan in this period, ranked by loan count.
Cousins Subs SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WI | 2 | $687K | $343K |
Cousins Subs SBA loans by year
How Cousins Subs SBA loans have performed
Outcomes for every funded Cousins Subs 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Cousins Subsfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum, may not be executed. 2. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10. 3. If Applicant also operates under a management agreement with a third party, Lender/CDC must review the management agreement in accordance with SOP 50 10 to determine if there is affiliation between the Applicant and the management company. The Applicant is not eligible if the management company is, or is affiliated with, the franchisor.
How to use this
The lenders above have actually closed SBA 7(a) loans for Cousins Subs franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Cousins Subs deal to a lender currently funding this brand.
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