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Franchises›Carvel Ice Cream Shoppe
SBA Franchise IDS0351✓ SBA-eligible franchise· listed since 2017

SBA Loans for Carvel Ice Cream Shoppe Franchises

Who actually funds Carvel Ice Cream Shoppe SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

10
SBA 7(a) loans
$5.2M
Total approved
$515K
Avg loan size
9
Lenders

Top lenders funding Carvel Ice Cream Shoppe SBA loans

Ranked by number of Carvel Ice Cream Shoppe 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Hanover Community Bank2$1.2M$578K
2Dime Commercial Bank1$1.5M$1.5M
2Live Oak Banking Company1$105K$105K
2PNC Bank, National Association1$580K$580K
2Readycap Lending, LLC1$350K$350K
2Univest Bank and Trust Co1$668K$668K
2VelocitySBA, LLC1$300K$300K
2Citizens Bank1$406K$406K
2Webster Bank National Association1$70K$70K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Carvel Ice Cream Shoppe loan in this period, ranked by loan count.

Carvel Ice Cream Shoppe SBA loans by state

StateLoansTotal VolumeAvg Loan
NY6$3.4M$566K
MD1$668K$668K
NJ1$580K$580K
FL2$511K$256K

Carvel Ice Cream Shoppe SBA loans by year

FY2021
1
$1.5M
FY2022
1
$350K
FY2023
2
$1.1M
FY2024
2
$370K
FY2025
3
$1.1M
FY2026
1
$668K

How Carvel Ice Cream Shoppe SBA loans have performed

Outcomes for every funded Carvel Ice Cream Shoppe 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 8
0.0% · SBA paid out on the guaranty
Charged off
0 of 8
0.0% · Written off (part of defaulted)
Paid in full
0 of 8
0.0% · Loan fully repaid
Still active
8 of 8
100.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Carvel Ice Cream Shoppefrom the SBA Franchise Directory

Franchisor may not enforce a Purchase Option on Real Estate owned by the franchisee or an affiliate of the franchisee if taken as Collateral for the SBA Loan.

How to use this

The lenders above have actually closed SBA 7(a) loans for Carvel Ice Cream Shoppe franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Carvel Ice Cream Shoppe deal to a lender currently funding this brand.

Financing a Carvel Ice Cream Shoppe franchise?

We know which lenders are actively funding Carvel Ice Cream Shoppe deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).