SBA Loans for ARCpoint Labs Franchises
Who actually funds ARCpoint Labs SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from FY2021+.
Top lenders funding ARCpoint Labs SBA loans
Ranked by number of ARCpoint Labs 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 13 | $2.0M | $153K |
| 2 | Columbia Bank | 2 | $477K | $239K |
| 3 | Cogent Bank | 1 | $222K | $222K |
| 3 | Gulf Coast Bank and Trust Company | 1 | $183K | $183K |
| 3 | JPMorgan Chase Bank, National Association | 1 | $125K | $125K |
| 3 | North State Bank | 1 | $197K | $197K |
| 3 | The Bancorp Bank National Association | 1 | $250K | $250K |
| 3 | Beacon Bank and Trust | 1 | $1.1M | $1.1M |
| 3 | Zions Bank, A Division of | 1 | $114K | $114K |
| 3 | Byline Bank | 1 | $325K | $325K |
Source: SBA FOIA 7(a) loan-level data, FY2021+. Shows lenders with at least one approved ARCpoint Labs loan in this period, ranked by loan count.
ARCpoint Labs SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 3 | $1.4M | $451K |
| TX | 4 | $664K | $166K |
| CA | 2 | $477K | $239K |
| WI | 2 | $426K | $213K |
| IN | 3 | $380K | $127K |
| VA | 2 | $330K | $165K |
| IL | 1 | $325K | $325K |
| MN | 2 | $305K | $153K |
| GA | 1 | $222K | $222K |
| WA | 1 | $197K | $197K |
| MO | 1 | $183K | $183K |
| NV | 1 | $114K | $114K |
How to use this
The lenders above have actually closed SBA 7(a) loans for ARCpoint Labs franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your ARCpoint Labs deal to a lender currently funding this brand.
Financing a ARCpoint Labs franchise?
We know which lenders are actively funding ARCpoint Labs deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).