SBA rules · SOP 50 10 8.1

Can a naturalized citizen get an SBA loan?

Yes, a business owned by a naturalized U.S. citizen qualifies for SBA financing, and no verification documentation is required if the person is designated as a U.S. Citizen on the application.

Quoted from SBA SOP 50 10 8.1Every quote checked word for word

In detail

Eligibility: Businesses owned by naturalized citizens are fully eligible for SBA assistance, and naturalized citizens are not subject to any special restrictions or requirements.
Documentation required: No further verification of citizenship status is required if the individual is reflected as a U.S. Citizen on the SBA application.
Residency requirement: Like all U.S. Citizen owners and guarantors, the naturalized citizen must have their principal residence in the United States, its territories, or possessions.
Lender reporting: The SBA Lender must enter 100% of the applicant's direct and indirect owners into the SBA Loan System.

The source

What the SOP says

“Businesses owned by Naturalized Citizens are eligible, and the naturalized citizens are not subject to any special restrictions or requirements. No further verification of status is required if an individual is reflected as a U.S. Citizen on the SBA application.

SOP 50 10 8.1, Chapter 1: Primary Applicant Eligibility Requirements > Eligible Persons: The following categories of individuals are eligible for SBA financing: (lines 538-541)✓ Verified

“SBA financing is limited to business Applicants with 100% direct and/or indirect owners and SBA-required guarantors, all of whom must be U.S. Citizens or U.S. Nationals who have their Principal Residence in the United States, its territories, or possessions.

SOP 50 10 8.1, Chapter 1: Primary Applicant Eligibility Requirements > Citizenship And Residency Requirements (lines 530-532)✓ Verified

“The SBA Lender must enter into the SBA Loan System 100% of the Applicant’s direct and indirect owners, which includes entity and individual owners with direct or indirect ownership.

SOP 50 10 8.1, Chapter 1: Primary Applicant Eligibility Requirements > Documenting Applicants’ Eligibility (lines 542-547)✓ Verified

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