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Franchises›Zoup!
SBA Franchise IDS1997✓ SBA-eligible franchise· listed since 2017

SBA Loans for Zoup! Franchises

Who actually funds Zoup! SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2024.

5
SBA 7(a) loans
$1.6M
Total approved
$317K
Avg loan size
2
Lenders

Top lenders funding Zoup! SBA loans

Ranked by number of Zoup! 7(a) loans approved since 2023.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank4$1.1M$271K
2First Community Bank1$500K$500K

Source: SBA FOIA 7(a) loan-level data, 2023 to 2024. Shows lenders with at least one approved Zoup! loan in this period, ranked by loan count.

Zoup! SBA loans by state

StateLoansTotal VolumeAvg Loan
VA2$656K$328K
GA1$500K$500K
MI2$428K$214K

Zoup! SBA loans by year

FY2023
3
$928K
FY2024
2
$656K

How Zoup! SBA loans have performed

Outcomes for every funded Zoup! 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
4 of 26
15.4% · SBA paid out on the guaranty
Charged off
4 of 26
15.4% · Written off (part of defaulted)
Paid in full
13 of 26
50.0% · Loan fully repaid
Still active
9 of 26
34.6% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Zoup!from the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the franchisee/affiliate may not exeucte the Sitte Selection Addendum, Lease Option Agreement, Consent '&' Agreement of Landlord or Sublease.

How to use this

The lenders above have actually closed SBA 7(a) loans for Zoup! franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Zoup! deal to a lender currently funding this brand.

Financing a Zoup! franchise?

We know which lenders are actively funding Zoup! deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).