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Franchises›Toppers Pizza
SBA Franchise IDS1807✓ SBA-eligible franchise· listed since 2017

SBA Loans for Toppers Pizza Franchises

Who actually funds Toppers Pizza SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.

13
SBA 7(a) loans
$9.0M
Total approved
$689K
Avg loan size
6
Lenders

Top lenders funding Toppers Pizza SBA loans

Ranked by number of Toppers Pizza 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1First Citizens State Bank6$4.4M$730K
2Byline Bank3$1.6M$522K
3Frandsen Bank and Trust1$859K$859K
3Happen Bank1$483K$483K
3Old National Bank1$1.2M$1.2M
3VelocitySBA, LLC1$488K$488K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Toppers Pizza loan in this period, ranked by loan count.

Toppers Pizza SBA loans by state

StateLoansTotal VolumeAvg Loan
WI7$4.9M$694K
MN2$2.0M$1.0M
KS2$860K$430K
NC1$715K$715K
IL1$483K$483K

Toppers Pizza SBA loans by year

FY2021
3
$3.0M
FY2022
3
$1.2M
FY2024
4
$3.6M
FY2025
3
$1.2M

How Toppers Pizza SBA loans have performed

Outcomes for every funded Toppers Pizza 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 18
0.0% · SBA paid out on the guaranty
Charged off
0 of 18
0.0% · Written off (part of defaulted)
Paid in full
7 of 18
38.9% · Loan fully repaid
Still active
11 of 18
61.1% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Toppers Pizzafrom the SBA Franchise Directory

1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum, not be executed. 2. Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.

How to use this

The lenders above have actually closed SBA 7(a) loans for Toppers Pizza franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Toppers Pizza deal to a lender currently funding this brand.

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