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FranchisesThe Human Bean
SBA Franchise IDS1763✓ SBA-eligible franchise· listed since 2017

SBA Loans for The Human Bean Franchises

Who actually funds The Human Bean SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

27
SBA 7(a) loans
$19.2M
Total approved
$711K
Avg loan size
16
Lenders

Top lenders funding The Human Bean SBA loans

Ranked by number of The Human Bean 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank6$3.2M$535K
2Idaho Central CU3$2.2M$734K
2KeyBank National Association3$1.9M$642K
4Columbia Bank2$1.8M$893K
4Prosperity Bank2$709K$355K
6Lafayette State Bank1$511K$511K
6Meridian Bank1$782K$782K
6PlainsCapital Bank1$224K$224K
6Port 51 Lending LLC1$1.5M$1.5M
6The First National Bank in Sioux Falls1$998K$998K
6Banner Bank1$181K$181K
6United Community Bank1$965K$965K
6Enterprise Bank & Trust1$942K$942K
6FWBank1$795K$795K
6Hancock Whitney Bank1$1.2M$1.2M
6Heritage Bank Inc1$1.3M$1.3M

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved The Human Bean loan in this period, ranked by loan count.

The Human Bean SBA loans by state

StateLoansTotal VolumeAvg Loan
OH7$5.7M$807K
GA2$2.3M$1.1M
ID3$2.2M$734K
CO1$1.8M$1.8M
FL2$1.7M$861K
TX5$1.3M$254K
SD1$998K$998K
UT1$965K$965K
NM1$942K$942K
AZ1$782K$782K
IN1$406K$406K
WA2$206K$103K

The Human Bean SBA loans by year

FY2021
7
$4.6M
FY2022
4
$2.6M
FY2023
10
$5.8M
FY2024
4
$3.7M
FY2025
1
$1.2M
FY2026
1
$1.3M
SBA lender notes for The Human Beanfrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for The Human Bean franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your The Human Bean deal to a lender currently funding this brand.

Financing a The Human Bean franchise?

We know which lenders are actively funding The Human Bean deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).