SBA Loans for Taco Bell Franchises
Who actually funds Taco Bell SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2024.
Top lenders funding Taco Bell SBA loans
Ranked by number of Taco Bell 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 1 | $941K | $941K |
| 1 | Colony Bank | 1 | $150K | $150K |
| 1 | TD Bank, National Association | 1 | $2.5M | $2.5M |
| 1 | U.S. Bank, National Association | 1 | $1.1M | $1.1M |
| 1 | US Metro Bank | 1 | $1.0M | $1.0M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2024. Shows lenders with at least one approved Taco Bell loan in this period, ranked by loan count.
Taco Bell SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NY | 2 | $3.4M | $1.7M |
| CO | 1 | $1.1M | $1.1M |
| CA | 1 | $1.0M | $1.0M |
| MD | 1 | $150K | $150K |
Taco Bell SBA loans by year
How Taco Bell SBA loans have performed
Outcomes for every funded Taco Bell 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Taco Bell franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Taco Bell deal to a lender currently funding this brand.
Financing a Taco Bell franchise?
We know which lenders are actively funding Taco Bell deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).