SBA Loans for Perkins Restaurant & Bakery Franchises
Who actually funds Perkins Restaurant & Bakery SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025 to 2026.
Top lenders funding Perkins Restaurant & Bakery SBA loans
Ranked by number of Perkins Restaurant & Bakery 7(a) loans approved since 2025.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Heritage Bank | 1 | $1.4M | $1.4M |
| 1 | Merchants Bank of Indiana | 1 | $2.6M | $2.6M |
| 1 | Peoples Community Bank | 1 | $1.3M | $1.3M |
Source: SBA FOIA 7(a) loan-level data, 2025 to 2026. Shows lenders with at least one approved Perkins Restaurant & Bakery loan in this period, ranked by loan count.
Perkins Restaurant & Bakery SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| KS | 2 | $4.0M | $2.0M |
| MO | 1 | $1.3M | $1.3M |
Perkins Restaurant & Bakery SBA loans by year
How Perkins Restaurant & Bakery SBA loans have performed
Outcomes for every funded Perkins Restaurant & Bakery 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Perkins Restaurant & Bakery franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Perkins Restaurant & Bakery deal to a lender currently funding this brand.
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We know which lenders are actively funding Perkins Restaurant & Bakery deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).