SBA Loans for McAlister's Deli Franchises
Who actually funds McAlister's Deli SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding McAlister's Deli SBA loans
Ranked by number of McAlister's Deli 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 8 | $9.8M | $1.2M |
| 2 | The Huntington National Bank | 4 | $2.1M | $533K |
| 3 | First Bank of the Lake | 2 | $2.1M | $1.1M |
| 3 | Fulton Bank, National Association | 2 | $2.5M | $1.2M |
| 5 | Paragon Bank | 1 | $747K | $747K |
| 5 | SouthState Bank, National Association | 1 | $1.9M | $1.9M |
| 5 | Atlantic Union Bank | 1 | $867K | $867K |
| 5 | Truist Bank | 1 | $876K | $876K |
| 5 | Community First Bank of Indiana | 1 | $927K | $927K |
| 5 | Merchants Bank of Indiana | 1 | $1.5M | $1.5M |
| 5 | Mountain America FCU | 1 | $919K | $919K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved McAlister's Deli loan in this period, ranked by loan count.
McAlister's Deli SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MD | 4 | $5.5M | $1.4M |
| PA | 5 | $4.7M | $950K |
| GA | 3 | $3.7M | $1.2M |
| WY | 2 | $2.1M | $1.1M |
| KY | 1 | $1.9M | $1.9M |
| FL | 1 | $1.4M | $1.4M |
| VA | 2 | $1.4M | $684K |
| AL | 1 | $955K | $955K |
| IN | 1 | $927K | $927K |
| UT | 1 | $919K | $919K |
| OH | 2 | $740K | $370K |
McAlister's Deli SBA loans by year
How McAlister's Deli SBA loans have performed
Outcomes for every funded McAlister's Deli 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for McAlister's Delifrom the SBA Franchise Directory
1. Lender/CDC must ensure that they acquire the correct lien position on all collateral as required pursuant to the SOP 50 10. 2. Franchisor may not enforce a purchase option on the real estate if owned by the franchisee or its affiliate and used as collateral for the SBA loan.
How to use this
The lenders above have actually closed SBA 7(a) loans for McAlister's Deli franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your McAlister's Deli deal to a lender currently funding this brand.
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