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Franchises›Massage LuXe
SBA Franchise IDS1086✓ SBA-eligible franchise· listed since 2017

SBA Loans for Massage LuXe Franchises

Who actually funds Massage LuXe SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

37
SBA 7(a) loans
$20.9M
Total approved
$566K
Avg loan size
17
Lenders

Top lenders funding Massage LuXe SBA loans

Ranked by number of Massage LuXe 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Bank of Houston9$5.0M$551K
2The Huntington National Bank8$2.9M$365K
3First Utah Bank3$1.3M$428K
4First Commonwealth Bank2$1.3M$656K
4Meridian Bank2$1.6M$807K
4Axiom Bank, National Association2$643K$322K
7JPMorgan Chase Bank, National Association1$900K$900K
7Leader Bank, National Association1$907K$907K
7Midwest BankCentre1$814K$814K
7Milestone Bank1$818K$818K
7UMB Bank, National Association1$415K$415K
7Valley National Bank1$850K$850K
7Bank of Ann Arbor1$541K$541K
7Byline Bank1$957K$957K
7First Merchants Bank1$852K$852K
7First National Bank of Pennsylvania1$802K$802K
7Five Star Bank1$350K$350K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Massage LuXe loan in this period, ranked by loan count.

Massage LuXe SBA loans by state

StateLoansTotal VolumeAvg Loan
FL8$4.8M$604K
GA4$3.5M$865K
MI5$2.1M$428K
UT4$2.1M$525K
CA2$2.0M$979K
SC3$1.9M$648K
NC4$1.7M$430K
TN2$669K$334K
PA2$656K$328K
TX1$583K$583K
MO1$464K$464K
KS1$415K$415K

Massage LuXe SBA loans by year

FY2021
7
$2.5M
FY2022
5
$2.5M
FY2023
13
$6.8M
FY2024
4
$3.0M
FY2025
5
$3.5M
FY2026
3
$2.6M

How Massage LuXe SBA loans have performed

Outcomes for every funded Massage LuXe 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
2 of 44
4.5% · SBA paid out on the guaranty
Charged off
2 of 44
4.5% · Written off (part of defaulted)
Paid in full
11 of 44
25.0% · Loan fully repaid
Still active
31 of 44
70.5% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Massage LuXe franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Massage LuXe deal to a lender currently funding this brand.

Financing a Massage LuXe franchise?

We know which lenders are actively funding Massage LuXe deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).