SBA Loans for Manhattan Bagel Franchises
Who actually funds Manhattan Bagel SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Manhattan Bagel SBA loans
Ranked by number of Manhattan Bagel 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Firstrust Savings Bank | 2 | $410K | $205K |
| 1 | Somerset Regal Bank | 2 | $680K | $340K |
| 3 | Univest Bank and Trust Co | 1 | $350K | $350K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Manhattan Bagel loan in this period, ranked by loan count.
Manhattan Bagel SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| PA | 3 | $760K | $253K |
| NJ | 2 | $680K | $340K |
Manhattan Bagel SBA loans by year
How Manhattan Bagel SBA loans have performed
Outcomes for every funded Manhattan Bagel 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Manhattan Bagel franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Manhattan Bagel deal to a lender currently funding this brand.
Financing a Manhattan Bagel franchise?
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