SBA Loans for Jon Smith Subs Franchises
Who actually funds Jon Smith Subs SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Jon Smith Subs SBA loans
Ranked by number of Jon Smith Subs 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Citizens Bank | 4 | $1.5M | $371K |
| 2 | Newtek Small Business Finance, Inc. | 2 | $3.0M | $1.5M |
| 3 | Pinnacle Bank | 1 | $412K | $412K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Jon Smith Subs loan in this period, ranked by loan count.
Jon Smith Subs SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 1 | $2.7M | $2.7M |
| TX | 2 | $1.0M | $512K |
| TN | 2 | $460K | $230K |
| FL | 1 | $412K | $412K |
| WA | 1 | $300K | $300K |
Jon Smith Subs SBA loans by year
How Jon Smith Subs SBA loans have performed
Outcomes for every funded Jon Smith Subs 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Jon Smith Subs franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Jon Smith Subs deal to a lender currently funding this brand.
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