SBA Loans for HomeSmart International Franchises
Who actually funds HomeSmart International SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding HomeSmart International SBA loans
Ranked by number of HomeSmart International 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 2 | $710K | $355K |
| 2 | City National Bank | 1 | $1.7M | $1.7M |
| 2 | Exchange Bank | 1 | $624K | $624K |
| 2 | Newtek Bank, National Association | 1 | $25K | $25K |
| 2 | Wells Fargo Bank National Association | 1 | $298K | $298K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved HomeSmart International loan in this period, ranked by loan count.
HomeSmart International SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| AZ | 4 | $2.8M | $688K |
| CA | 1 | $624K | $624K |
| GA | 1 | $25K | $25K |
HomeSmart International SBA loans by year
How HomeSmart International SBA loans have performed
Outcomes for every funded HomeSmart International 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for HomeSmart International franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your HomeSmart International deal to a lender currently funding this brand.
Financing a HomeSmart International franchise?
We know which lenders are actively funding HomeSmart International deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).