SBA Loans for H & H Bagels Franchises
Who actually funds H & H Bagels SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024–2026.
Top lenders funding H & H Bagels SBA loans
Ranked by number of H & H Bagels 7(a) loans approved since 2024.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Citizens Bank | 1 | $738K | $738K |
| 1 | ConnectOne Bank | 1 | $1.1M | $1.1M |
| 1 | First Bank of the Lake | 1 | $881K | $881K |
| 1 | One Florida Bank | 1 | $766K | $766K |
Source: SBA FOIA 7(a) loan-level data, 2024–2026. Shows lenders with at least one approved H & H Bagels loan in this period, ranked by loan count.
H & H Bagels SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 2 | $1.6M | $824K |
| CA | 1 | $1.1M | $1.1M |
| TN | 1 | $738K | $738K |
H & H Bagels SBA loans by year
SBA lender notes for H & H Bagelsfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located secures the SBA-Guaranteed loan, the Lease Addendum, Contingent Lease Assignment Agreement, and the Rider to Lease Agreement may not be executed. 2. Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10
How to use this
The lenders above have actually closed SBA 7(a) loans for H & H Bagels franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your H & H Bagels deal to a lender currently funding this brand.
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