SBA Loans for GrassRoots Franchises
Who actually funds GrassRoots SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2024.
Top lenders funding GrassRoots SBA loans
Ranked by number of GrassRoots 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Bank OZK | 1 | $150K | $150K |
| 1 | Community Bank of Mississippi | 1 | $102K | $102K |
| 1 | Readycap Lending, LLC | 1 | $50K | $50K |
| 1 | SouthState Bank, National Association | 1 | $100K | $100K |
| 1 | United Midwest Savings Bank National Association | 1 | $150K | $150K |
Source: SBA FOIA 7(a) loan-level data, 2021–2024. Shows lenders with at least one approved GrassRoots loan in this period, ranked by loan count.
GrassRoots SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| GA | 4 | $450K | $113K |
| MS | 1 | $102K | $102K |
GrassRoots SBA loans by year
SBA lender notes for GrassRootsfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Rider to Lease Agreement may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for GrassRoots franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your GrassRoots deal to a lender currently funding this brand.
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