SBA Loans for Goldfish Swim School Franchises
Who actually funds Goldfish Swim School SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Goldfish Swim School SBA loans
Ranked by number of Goldfish Swim School 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | First Merchants Bank | 6 | $10.7M | $1.8M |
| 2 | KeyBank National Association | 4 | $6.9M | $1.7M |
| 2 | Independent Bank | 4 | $11.5M | $2.9M |
| 4 | Live Oak Banking Company | 3 | $4.3M | $1.4M |
| 4 | United Community Bank | 3 | $6.1M | $2.0M |
| 6 | Lake Forest Bank & Trust Company, National Association | 2 | $1.3M | $670K |
| 6 | Bridgewater Bank | 2 | $4.6M | $2.3M |
| 6 | Fifth Third Bank | 2 | $1.3M | $657K |
| 6 | Bank of Ann Arbor | 2 | $3.7M | $1.9M |
| 10 | Customers Bank | 1 | $2.5M | $2.5M |
| 10 | FWBank | 1 | $2.5M | $2.5M |
| 10 | Luminate Bank | 1 | $2.7M | $2.7M |
| 10 | MI Bank | 1 | $2.2M | $2.2M |
| 10 | National Bank of Commerce | 1 | $1.5M | $1.5M |
| 10 | Old National Bank | 1 | $2.0M | $2.0M |
| 10 | TD Bank, National Association | 1 | $1.8M | $1.8M |
| 10 | TowneBank | 1 | $2.5M | $2.5M |
| 10 | Happen Bank | 1 | $3.9M | $3.9M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Goldfish Swim School loan in this period, ranked by loan count.
Goldfish Swim School SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| IL | 5 | $14.7M | $2.9M |
| NJ | 3 | $5.8M | $1.9M |
| GA | 2 | $5.3M | $2.6M |
| MN | 2 | $4.6M | $2.3M |
| SC | 2 | $4.1M | $2.0M |
| WA | 1 | $3.9M | $3.9M |
| CT | 2 | $3.7M | $1.9M |
| WI | 2 | $3.5M | $1.8M |
| MD | 2 | $3.3M | $1.6M |
| ID | 2 | $3.3M | $1.6M |
| OK | 2 | $3.1M | $1.5M |
| MA | 2 | $2.8M | $1.4M |
| CA | 1 | $2.8M | $2.8M |
| DE | 1 | $2.5M | $2.5M |
| KS | 1 | $2.3M | $2.3M |
Goldfish Swim School SBA loans by year
How Goldfish Swim School SBA loans have performed
Outcomes for every funded Goldfish Swim School 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Goldfish Swim Schoolfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Conditional Assignment of Lease and Lease Rider may not be executed. 2. Franchisor may not exercise a Purchase Option on Real Estate owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan. 3. The Real Estate Option to Purchase Agreement may not be executed with SBA Loans.
How to use this
The lenders above have actually closed SBA 7(a) loans for Goldfish Swim School franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Goldfish Swim School deal to a lender currently funding this brand.
Financing a Goldfish Swim School franchise?
We know which lenders are actively funding Goldfish Swim School deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).