SBA Loans for Flip Flop Shops Franchises
Who actually funds Flip Flop Shops SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Flip Flop Shops SBA loans
Ranked by number of Flip Flop Shops 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 4 | $445K | $111K |
| 2 | Lexicon Bank | 1 | $160K | $160K |
| 2 | Locality Bank | 1 | $165K | $165K |
| 2 | Northeast Bank | 1 | $120K | $120K |
| 2 | Seacoast National Bank | 1 | $178K | $178K |
| 2 | Zions Bank, A Division of | 1 | $120K | $120K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Flip Flop Shops loan in this period, ranked by loan count.
Flip Flop Shops SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 7 | $909K | $130K |
| CA | 1 | $160K | $160K |
| TX | 1 | $120K | $120K |
Flip Flop Shops SBA loans by year
How Flip Flop Shops SBA loans have performed
Outcomes for every funded Flip Flop Shops 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Flip Flop Shopsfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum Terms do NOT apply.
How to use this
The lenders above have actually closed SBA 7(a) loans for Flip Flop Shops franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Flip Flop Shops deal to a lender currently funding this brand.
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