SBA Loans for Elements Massage Franchises
Who actually funds Elements Massage SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding Elements Massage SBA loans
Ranked by number of Elements Massage 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 10 | $3.1M | $305K |
| 2 | Citizens Bank | 3 | $1.4M | $475K |
| 2 | Northeast Bank | 3 | $75K | $25K |
| 2 | Idaho First Bank | 3 | $550K | $183K |
| 2 | Celtic Bank Corporation | 3 | $1.0M | $343K |
| 6 | First Internet Bank of Indiana | 2 | $1.1M | $558K |
| 7 | Manufacturers and Traders Trust Company | 1 | $50K | $50K |
| 7 | Meridian Bank | 1 | $430K | $430K |
| 7 | Numerica CU | 1 | $548K | $548K |
| 7 | The Fidelity Bank | 1 | $565K | $565K |
| 7 | BayFirst National Bank | 1 | $75K | $75K |
| 7 | TruNorth Bank | 1 | $200K | $200K |
| 7 | Colony Bank | 1 | $150K | $150K |
| 7 | First Bank of the Lake | 1 | $486K | $486K |
| 7 | Five Star Bank | 1 | $500K | $500K |
| 7 | Gainey Business Bank | 1 | $505K | $505K |
| 7 | Magnifi Financial CU | 1 | $150K | $150K |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Elements Massage loan in this period, ranked by loan count.
Elements Massage SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 6 | $2.3M | $379K |
| AZ | 3 | $1.2M | $391K |
| NC | 3 | $1.1M | $365K |
| CO | 3 | $1.1M | $360K |
| TN | 2 | $1.1M | $527K |
| ID | 3 | $872K | $291K |
| FL | 3 | $655K | $218K |
| NV | 2 | $623K | $311K |
| CA | 2 | $550K | $275K |
| OR | 1 | $548K | $548K |
| CT | 1 | $506K | $506K |
| MA | 1 | $200K | $200K |
| IN | 1 | $150K | $150K |
| VA | 3 | $75K | $25K |
| PA | 1 | $50K | $50K |
Elements Massage SBA loans by year
SBA lender notes for Elements Massagefrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Rider may not be executed. 2.Franchisor may not enforce the Purchase Option on Real Estate when owned by th franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan. 3. Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10. 4. SBA applicants operating under an Area Director Agreement are not eligible for SBA financing.
How to use this
The lenders above have actually closed SBA 7(a) loans for Elements Massage franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Elements Massage deal to a lender currently funding this brand.
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