SBA Loans for Dunkin' Donuts Franchises
Who actually funds Dunkin' Donuts SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Dunkin' Donuts SBA loans
Ranked by number of Dunkin' Donuts 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Byline Bank | 8 | $9.3M | $1.2M |
| 2 | Live Oak Banking Company | 5 | $6.1M | $1.2M |
| 2 | TD Bank, National Association | 5 | $621K | $124K |
| 2 | BankVista | 5 | $3.3M | $666K |
| 5 | Meridian Bank | 4 | $2.5M | $619K |
| 5 | Provident Bank | 4 | $5.0M | $1.3M |
| 7 | Hanover Community Bank | 3 | $4.4M | $1.5M |
| 7 | Peapack Private Bank and Trust | 3 | $2.1M | $697K |
| 7 | First National Bank of Pennsylvania | 3 | $3.9M | $1.3M |
| 7 | UMB Bank, National Association | 3 | $2.0M | $680K |
| 7 | Firstrust Savings Bank | 3 | $2.5M | $817K |
| 12 | PlainsCapital Bank | 2 | $1.9M | $965K |
| 12 | Wallis Bank | 2 | $2.3M | $1.2M |
| 12 | BayFirst National Bank | 2 | $6.7M | $3.3M |
| 12 | LendingClub Bank, National Association | 2 | $4.5M | $2.2M |
| 12 | The Victory Bank | 2 | $1.9M | $933K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Dunkin' Donuts loan in this period, ranked by loan count.
Dunkin' Donuts SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NJ | 21 | $19.0M | $905K |
| FL | 5 | $9.8M | $2.0M |
| PA | 10 | $8.5M | $852K |
| MO | 6 | $7.2M | $1.2M |
| CA | 4 | $5.9M | $1.5M |
| IL | 4 | $5.8M | $1.4M |
| NY | 2 | $5.8M | $2.9M |
| MN | 8 | $5.2M | $652K |
| TX | 4 | $4.2M | $1.1M |
| WI | 2 | $3.3M | $1.6M |
| KY | 2 | $3.1M | $1.6M |
| KS | 1 | $2.4M | $2.4M |
| MI | 2 | $2.2M | $1.1M |
| AR | 1 | $2.0M | $2.0M |
| LA | 1 | $1.0M | $1.0M |
Dunkin' Donuts SBA loans by year
SBA lender notes for Dunkin' Donutsfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Option to Assume Lease may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Dunkin' Donuts franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Dunkin' Donuts deal to a lender currently funding this brand.
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