SBA Loans for Duck Donuts Franchises
Who actually funds Duck Donuts SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Duck Donuts SBA loans
Ranked by number of Duck Donuts 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 9 | $3.1M | $343K |
| 2 | First Commonwealth Bank | 7 | $3.1M | $442K |
| 3 | ConnectOne Bank | 5 | $3.0M | $608K |
| 4 | Byline Bank | 4 | $2.6M | $654K |
| 4 | First Bank of the Lake | 4 | $2.2M | $547K |
| 6 | Stock Yards Bank & Trust Company | 3 | $200K | $67K |
| 7 | 22nd State Bank, A Division of 22nd State Banking Company | 2 | $477K | $239K |
| 7 | Countybank | 2 | $1.0M | $520K |
| 7 | Renasant Bank | 2 | $700K | $350K |
| 7 | TD Bank, National Association | 2 | $483K | $241K |
| 7 | The First Bank and Trust Company | 2 | $553K | $276K |
| 7 | TowneBank | 2 | $800K | $400K |
| 13 | Oriental Bank | 1 | $300K | $300K |
| 13 | U.S. Bank, National Association | 1 | $75K | $75K |
| 13 | VelocitySBA, LLC | 1 | $610K | $610K |
| 13 | Zions Bank, A Division of | 1 | $400K | $400K |
| 13 | Bank Five Nine | 1 | $580K | $580K |
| 13 | BayFirst National Bank | 1 | $350K | $350K |
| 13 | Citizens Bank | 1 | $589K | $589K |
| 13 | Community Banks of Colorado, A Division of NBH Bank | 1 | $431K | $431K |
| 13 | Dime Commercial Bank | 1 | $693K | $693K |
| 13 | Fifth Third Bank | 1 | $425K | $425K |
| 13 | First Business Bank | 1 | $425K | $425K |
| 13 | First National Bank of Pennsylvania | 1 | $689K | $689K |
| 13 | Idaho Central CU | 1 | $397K | $397K |
| 13 | Live Oak Banking Company | 1 | $520K | $520K |
| 13 | Milestone Bank | 1 | $836K | $836K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Duck Donuts loan in this period, ranked by loan count.
Duck Donuts SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| VA | 7 | $3.7M | $524K |
| NY | 4 | $2.7M | $669K |
| FL | 4 | $2.6M | $640K |
| SC | 6 | $2.3M | $380K |
| NJ | 5 | $2.2M | $442K |
| PA | 5 | $1.7M | $335K |
| NC | 3 | $1.1M | $381K |
| TX | 3 | $1.1M | $365K |
| GA | 2 | $1.1M | $538K |
| TN | 3 | $895K | $298K |
| ID | 2 | $797K | $399K |
| CA | 1 | $750K | $750K |
| CT | 2 | $745K | $373K |
| KS | 1 | $695K | $695K |
| MO | 1 | $655K | $655K |
Duck Donuts SBA loans by year
How Duck Donuts SBA loans have performed
Outcomes for every funded Duck Donuts 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Duck Donuts franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Duck Donuts deal to a lender currently funding this brand.
Financing a Duck Donuts franchise?
We know which lenders are actively funding Duck Donuts deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).