SBA Loans for Del Taco Franchises
Who actually funds Del Taco SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Del Taco SBA loans
Ranked by number of Del Taco 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 2 | $5.0M | $2.5M |
| 1 | The Huntington National Bank | 2 | $1.3M | $630K |
| 1 | United Community Bank | 2 | $2.3M | $1.2M |
| 4 | The Bancorp Bank National Association | 1 | $1.2M | $1.2M |
| 4 | US Metro Bank | 1 | $1.6M | $1.6M |
| 4 | Bank of Oak Ridge | 1 | $3.1M | $3.1M |
| 4 | First Merchants Bank | 1 | $2.4M | $2.4M |
| 4 | Royal Business Bank | 1 | $1.2M | $1.2M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Del Taco loan in this period, ranked by loan count.
Del Taco SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 5 | $9.0M | $1.8M |
| NC | 3 | $5.5M | $1.8M |
| FL | 1 | $2.4M | $2.4M |
| IN | 2 | $1.3M | $630K |
Del Taco SBA loans by year
How Del Taco SBA loans have performed
Outcomes for every funded Del Taco 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Del Tacofrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease, may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Del Taco franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Del Taco deal to a lender currently funding this brand.
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