SBA Loans for CycleBar Franchises
Who actually funds CycleBar SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding CycleBar SBA loans
Ranked by number of CycleBar 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 9 | $2.7M | $304K |
| 2 | Ameris Bank | 4 | $2.8M | $691K |
| 3 | Citizens Bank | 3 | $1.7M | $563K |
| 4 | The Bancorp Bank National Association | 2 | $900K | $450K |
| 4 | Atlantic Union Bank | 2 | $1.3M | $650K |
| 4 | TowneBank | 2 | $803K | $402K |
| 4 | Evolve Bank and Trust | 2 | $1.2M | $589K |
| 8 | Five Star Bank | 1 | $500K | $500K |
| 8 | Glacier Bank | 1 | $492K | $492K |
| 8 | LendingClub Bank, National Association | 1 | $512K | $512K |
| 8 | Locality Bank | 1 | $150K | $150K |
| 8 | Mission Bank | 1 | $200K | $200K |
| 8 | Reading Co-Operative Bank | 1 | $550K | $550K |
| 8 | Royal Banks of Missouri | 1 | $337K | $337K |
| 8 | The Bank of Missouri | 1 | $611K | $611K |
| 8 | United Midwest Savings Bank National Association | 1 | $343K | $343K |
| 8 | U.S. Bank, National Association | 1 | $45K | $45K |
| 8 | BayFirst National Bank | 1 | $120K | $120K |
| 8 | Beacon Bank and Trust | 1 | $721K | $721K |
| 8 | Community Bank & Trust-West Georgia | 1 | $667K | $667K |
| 8 | First Bank of the Lake | 1 | $1.1M | $1.1M |
| 8 | First Business Bank | 1 | $927K | $927K |
| 8 | First Western Bank & Trust | 1 | $200K | $200K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved CycleBar loan in this period, ranked by loan count.
CycleBar SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 7 | $3.5M | $504K |
| FL | 8 | $3.2M | $399K |
| CA | 5 | $2.2M | $446K |
| NC | 4 | $1.6M | $389K |
| VA | 2 | $1.3M | $650K |
| OR | 1 | $1.1M | $1.1M |
| MO | 2 | $948K | $474K |
| TN | 1 | $927K | $927K |
| OH | 3 | $651K | $217K |
| ID | 1 | $642K | $642K |
| CO | 1 | $632K | $632K |
| MA | 1 | $550K | $550K |
| MI | 1 | $549K | $549K |
| MT | 1 | $492K | $492K |
| RI | 1 | $343K | $343K |
CycleBar SBA loans by year
SBA lender notes for CycleBarfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease may not be executed. 2. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for CycleBar franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your CycleBar deal to a lender currently funding this brand.
Financing a CycleBar franchise?
We know which lenders are actively funding CycleBar deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).