SBA Loans for CRS Franchises
Who actually funds CRS SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023–2026.
Top lenders funding CRS SBA loans
Ranked by number of CRS 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | $888K | $148K |
| 2 | JPMorgan Chase Bank, National Association | 1 | $120K | $120K |
| 2 | Lake Michigan CU | 1 | $256K | $256K |
| 2 | Merchants & Marine Bank | 1 | $100K | $100K |
| 2 | VelocitySBA, LLC | 1 | $1.7M | $1.7M |
Source: SBA FOIA 7(a) loan-level data, 2023–2026. Shows lenders with at least one approved CRS loan in this period, ranked by loan count.
CRS SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| IL | 1 | $1.7M | $1.7M |
| TX | 2 | $318K | $159K |
| OH | 2 | $298K | $149K |
| FL | 2 | $272K | $136K |
| MI | 1 | $256K | $256K |
| NC | 1 | $120K | $120K |
| GA | 1 | $100K | $100K |
CRS SBA loans by year
SBA lender notes for CRSfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Rider may not be executed. 2. Franchisor may not enforce a Purchase Option on the Real Estate owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan.
How to use this
The lenders above have actually closed SBA 7(a) loans for CRS franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your CRS deal to a lender currently funding this brand.
Financing a CRS franchise?
We know which lenders are actively funding CRS deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).