SBA Loans for City Wide Franchises
Who actually funds City Wide SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding City Wide SBA loans
Ranked by number of City Wide 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 10 | $2.2M | $219K |
| 2 | Stearns Bank National Association | 2 | $425K | $213K |
| 2 | UMB Bank, National Association | 2 | $525K | $263K |
| 2 | BMO Bank National Association | 2 | $140K | $70K |
| 5 | Readycap Lending, LLC | 1 | $204K | $204K |
| 5 | Manufacturers and Traders Trust Company | 1 | $200K | $200K |
| 5 | Pinnacle Bank | 1 | $336K | $336K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved City Wide loan in this period, ranked by loan count.
City Wide SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 8 | $1.6M | $206K |
| IL | 4 | $654K | $164K |
| AL | 2 | $525K | $263K |
| TX | 1 | $350K | $350K |
| TN | 1 | $336K | $336K |
| AZ | 1 | $204K | $204K |
| NJ | 1 | $200K | $200K |
| MD | 1 | $100K | $100K |
City Wide SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for City Wide franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your City Wide deal to a lender currently funding this brand.
Financing a City Wide franchise?
We know which lenders are actively funding City Wide deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).