SBA Loans for Circle K (C-store Agreement only) Franchises
Who actually funds Circle K (C-store Agreement only) SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Circle K (C-store Agreement only) SBA loans
Ranked by number of Circle K (C-store Agreement only) 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Celtic Bank Corporation | 2 | $3.4M | $1.7M |
| 1 | Columbia Bank | 2 | $3.2M | $1.6M |
| 1 | Byline Bank | 2 | $1.3M | $667K |
| 4 | Commonwealth Business Bank | 1 | $672K | $672K |
| 4 | Firstrust Savings Bank | 1 | $1.6M | $1.6M |
| 4 | Mission Bank | 1 | $1.2M | $1.2M |
| 4 | Open Bank | 1 | $741K | $741K |
| 4 | Plumas Bank | 1 | $3.9M | $3.9M |
| 4 | Southwestern National Bank | 1 | $810K | $810K |
| 4 | American Continental Bank | 1 | $727K | $727K |
| 4 | U.S. Bank, National Association | 1 | $50K | $50K |
| 4 | Bank of Hope | 1 | $250K | $250K |
| 4 | Cathay Bank | 1 | $1.0M | $1.0M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Circle K (C-store Agreement only) loan in this period, ranked by loan count.
Circle K (C-store Agreement only) SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 15 | $17.2M | $1.1M |
| NJ | 1 | $1.6M | $1.6M |
Circle K (C-store Agreement only) SBA loans by year
How Circle K (C-store Agreement only) SBA loans have performed
Outcomes for every funded Circle K (C-store Agreement only) 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Circle K (C-store Agreement only) franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Circle K (C-store Agreement only) deal to a lender currently funding this brand.
Financing a Circle K (C-store Agreement only) franchise?
We know which lenders are actively funding Circle K (C-store Agreement only) deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).