SBA Loans for Circle K (C-store Agreement only) Franchises
Who actually funds Circle K (C-store Agreement only) SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Circle K (C-store Agreement only) SBA loans
Ranked by number of Circle K (C-store Agreement only) 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Celtic Bank Corporation | 2 | $3.4M | $1.7M |
| 1 | Columbia Bank | 2 | $3.2M | $1.6M |
| 1 | Byline Bank | 2 | $1.3M | $667K |
| 4 | Commonwealth Business Bank | 1 | $672K | $672K |
| 4 | Firstrust Savings Bank | 1 | $1.6M | $1.6M |
| 4 | Mission Bank | 1 | $1.2M | $1.2M |
| 4 | Open Bank | 1 | $741K | $741K |
| 4 | Plumas Bank | 1 | $3.9M | $3.9M |
| 4 | Southwestern National Bank | 1 | $810K | $810K |
| 4 | American Continental Bank | 1 | $727K | $727K |
| 4 | U.S. Bank, National Association | 1 | $50K | $50K |
| 4 | Bank of Hope | 1 | $250K | $250K |
| 4 | Cathay Bank | 1 | $1.0M | $1.0M |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Circle K (C-store Agreement only) loan in this period, ranked by loan count.
Circle K (C-store Agreement only) SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 15 | $17.2M | $1.1M |
| NJ | 1 | $1.6M | $1.6M |
Circle K (C-store Agreement only) SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Circle K (C-store Agreement only) franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Circle K (C-store Agreement only) deal to a lender currently funding this brand.
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