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FranchisesCircle K (C-store Agreement only)
SBA Franchise IDS2146✓ SBA-eligible franchise· listed since 2017

SBA Loans for Circle K (C-store Agreement only) Franchises

Who actually funds Circle K (C-store Agreement only) SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

16
SBA 7(a) loans
$18.9M
Total approved
$1.2M
Avg loan size
13
Lenders

Top lenders funding Circle K (C-store Agreement only) SBA loans

Ranked by number of Circle K (C-store Agreement only) 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Celtic Bank Corporation2$3.4M$1.7M
1Columbia Bank2$3.2M$1.6M
1Byline Bank2$1.3M$667K
4Commonwealth Business Bank1$672K$672K
4Firstrust Savings Bank1$1.6M$1.6M
4Mission Bank1$1.2M$1.2M
4Open Bank1$741K$741K
4Plumas Bank1$3.9M$3.9M
4Southwestern National Bank1$810K$810K
4American Continental Bank1$727K$727K
4U.S. Bank, National Association1$50K$50K
4Bank of Hope1$250K$250K
4Cathay Bank1$1.0M$1.0M

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Circle K (C-store Agreement only) loan in this period, ranked by loan count.

Circle K (C-store Agreement only) SBA loans by state

StateLoansTotal VolumeAvg Loan
CA15$17.2M$1.1M
NJ1$1.6M$1.6M

Circle K (C-store Agreement only) SBA loans by year

FY2021
4
$8.6M
FY2022
4
$1.8M
FY2023
3
$2.7M
FY2024
1
$810K
FY2025
3
$4.2M
FY2026
1
$741K

How to use this

The lenders above have actually closed SBA 7(a) loans for Circle K (C-store Agreement only) franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Circle K (C-store Agreement only) deal to a lender currently funding this brand.

Financing a Circle K (C-store Agreement only) franchise?

We know which lenders are actively funding Circle K (C-store Agreement only) deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).