SBA Loans for Chiroway Franchises
Who actually funds Chiroway SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2026.
Top lenders funding Chiroway SBA loans
Ranked by number of Chiroway 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Citizens State Bank | 4 | $270K | $68K |
| 2 | United Midwest Savings Bank National Association | 3 | $450K | $150K |
| 3 | 21st Century Bank | 1 | $100K | $100K |
| 3 | First National Community Bank | 1 | $125K | $125K |
| 3 | The First National Bank in Sioux Falls | 1 | $126K | $126K |
Source: SBA FOIA 7(a) loan-level data, 2023 to 2026. Shows lenders with at least one approved Chiroway loan in this period, ranked by loan count.
Chiroway SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WI | 4 | $430K | $108K |
| TX | 2 | $300K | $150K |
| MN | 3 | $215K | $72K |
| SD | 1 | $126K | $126K |
Chiroway SBA loans by year
How Chiroway SBA loans have performed
Outcomes for every funded Chiroway 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Chiroway franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Chiroway deal to a lender currently funding this brand.
Financing a Chiroway franchise?
We know which lenders are actively funding Chiroway deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).