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Franchises›CertaPro Painters
SBA Franchise IDS0356✓ SBA-eligible franchise· listed since 2017

SBA Loans for CertaPro Painters Franchises

Who actually funds CertaPro Painters SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

74
SBA 7(a) loans
$39.3M
Total approved
$530K
Avg loan size
47
Lenders

Top lenders funding CertaPro Painters SBA loans

Ranked by number of CertaPro Painters 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Live Oak Banking Company11$4.9M$448K
2Bank of America, National Association3$1.2M$396K
2UMB Bank, National Association3$1.5M$503K
2BankUnited, National Association3$2.7M$890K
5Customers Bank2$499K$249K
5The Huntington National Bank2$670K$335K
5Newtek Small Business Finance, Inc.2$486K$243K
5Old National Bank2$694K$347K
5United Midwest Savings Bank National Association2$300K$150K
5First Bank of the Lake2$525K$263K
5Glacier Bank2$280K$140K
5Harvest Small Business Finance, LLC2$977K$489K
5Lendistry SBLC, LLC2$190K$95K
5Manufacturers and Traders Trust Company2$250K$125K
5TD Bank, National Association2$508K$254K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved CertaPro Painters loan in this period, ranked by loan count.

CertaPro Painters SBA loans by state

StateLoansTotal VolumeAvg Loan
FL8$5.1M$641K
TN4$4.7M$1.2M
GA3$4.3M$1.4M
MA4$2.7M$674K
VA6$2.4M$399K
WI2$2.0M$1.0M
NC2$2.0M$1.0M
CA3$1.8M$597K
MD5$1.7M$347K
NY5$1.7M$345K
NH4$1.7M$427K
SC3$1.1M$373K
TX3$1.0M$348K
WA2$969K$485K
NJ3$873K$291K

CertaPro Painters SBA loans by year

FY2021
12
$9.6M
FY2022
14
$6.7M
FY2023
18
$5.1M
FY2024
10
$3.0M
FY2025
12
$7.1M
FY2026
8
$7.6M

How CertaPro Painters SBA loans have performed

Outcomes for every funded CertaPro Painters 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
2 of 92
2.2% · SBA paid out on the guaranty
Charged off
2 of 92
2.2% · Written off (part of defaulted)
Paid in full
36 of 92
39.1% · Loan fully repaid
Still active
54 of 92
58.7% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for CertaPro Painters franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your CertaPro Painters deal to a lender currently funding this brand.

Financing a CertaPro Painters franchise?

We know which lenders are actively funding CertaPro Painters deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).