SBA Loans for Big O Tires Franchises
Who actually funds Big O Tires SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding Big O Tires SBA loans
Ranked by number of Big O Tires 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 18 | $22.5M | $1.3M |
| 2 | Five Star Bank | 3 | $2.5M | $848K |
| 2 | United Business Bank | 3 | $5.1M | $1.7M |
| 2 | Wells Fargo Bank National Association | 3 | $1.3M | $443K |
| 5 | The Huntington National Bank | 2 | $660K | $330K |
| 5 | Exchange Bank | 2 | $1.1M | $545K |
| 5 | Citizens Bank | 2 | $5.3M | $2.6M |
| 5 | PBandT Bank | 2 | $3.4M | $1.7M |
| 9 | The New Washington State Bank | 1 | $1.2M | $1.2M |
| 9 | Town and Country CU | 1 | $225K | $225K |
| 9 | UMB Bank, National Association | 1 | $658K | $658K |
| 9 | U.S. Bank, National Association | 1 | $100K | $100K |
| 9 | Banc of California | 1 | $467K | $467K |
| 9 | Zions Bank, A Division of | 1 | $819K | $819K |
| 9 | Celtic Bank Corporation | 1 | $150K | $150K |
| 9 | City National Bank | 1 | $705K | $705K |
| 9 | Community Banks of Colorado, A Division of NBH Bank | 1 | $508K | $508K |
| 9 | Evolve Bank and Trust | 1 | $333K | $333K |
| 9 | Midwest Regional Bank | 1 | $981K | $981K |
| 9 | Readycap Lending, LLC | 1 | $1.0M | $1.0M |
| 9 | Stock Yards Bank & Trust Company | 1 | $100K | $100K |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Big O Tires loan in this period, ranked by loan count.
Big O Tires SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 17 | $10.3M | $607K |
| CO | 7 | $9.1M | $1.3M |
| IN | 4 | $6.5M | $1.6M |
| NV | 3 | $6.0M | $2.0M |
| NM | 2 | $4.2M | $2.1M |
| UT | 4 | $4.2M | $1.0M |
| AZ | 5 | $2.9M | $576K |
| WA | 2 | $2.8M | $1.4M |
| KY | 1 | $2.1M | $2.1M |
| TX | 1 | $467K | $467K |
| ID | 1 | $345K | $345K |
| ND | 1 | $225K | $225K |
Big O Tires SBA loans by year
SBA lender notes for Big O Tiresfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Rider and Modification may not be executed. The Option and Shop Lease Agreement may not be exeucted for SBA Loans.
How to use this
The lenders above have actually closed SBA 7(a) loans for Big O Tires franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Big O Tires deal to a lender currently funding this brand.
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